Judgemental Business Arrangement simp

A Judgemental Business Arrangement is one inwhich one or more of the partiers pass judgement upon the others in effort to ascertain whether or not the arrangement should be entered into.

This is usually accomplished via financial analysis and/or background checks manifesting themselves as required forms ^{paper work} to be filled out.

An example, and also of a paradgm shiftKtm , is the comparison of the personal banking industry from the first half of the 20th century to the second half.

Whereas in the first half banks practically begged the customer to trust them with their money, by the end of the century the custormer was treated with actual suspicion, requiring defacto proof-of-worthyness to deposit their ^{usually hard earned} money.